<?xml version="1.0" encoding="UTF-8"?>
<!--
  CaixaUnica public sitemap. Lists the marketing surfaces + auth
  entry-funnel pages that should be indexed. Authenticated routes
  (wallet, bank, card, cashflow, account, admin, help, changelog)
  are excluded per robots.txt — they 401 to bots anyway.

  lastmod intentionally omitted: every URL maps to a SPA route
  whose content changes per release, not per a single source file
  the build can stat. Re-fill if/when Phase 23 ships a static
  marketing site with per-page mtimes.

  Hreflang alternates would belong here once the locales sit at
  separate URL paths (today the SPA switches locale at runtime
  for the same URL, so a single entry per route is correct).
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.caixaunica.com.br/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/investimentos</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/imposto-renda</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/features</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/pricing</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/seguranca</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/security</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/login</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/register</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/terms</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/privacy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/delete-account</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/instalar-no-android-sem-loja</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/declarar-avenue-no-irpf</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/app-para-acompanhar-investimentos</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/fii-imposto-de-renda</loc>
    <lastmod>2026-07-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/darf-venda-de-acoes-isencao-20-mil</loc>
    <lastmod>2026-07-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/assinatura-e-pagamento</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/renda-fixa-imposto-de-renda</loc>
    <lastmod>2026-07-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/preco-medio-de-acoes</loc>
    <lastmod>2026-07-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/investimentos-open-finance</loc>
    <lastmod>2026-07-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/patrimonio-liquido-imoveis-veiculos</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/moeda-de-exibicao-brl-usd-eur</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/irpf-codigos-bens-e-direitos</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/contas-a-pagar-receber-dre-pj</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/irpf-cripto-binance</loc>
    <lastmod>2026-06-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/seguranca-e-privacidade</loc>
    <lastmod>2026-06-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/open-finance-no-caixaunica</loc>
    <lastmod>2026-06-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/o-que-e-open-finance</loc>
    <lastmod>2026-06-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/financas-mei-autonomo</loc>
    <lastmod>2026-06-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/como-declarar-dividendos-irpf</loc>
    <lastmod>2026-06-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/rentabilidade-da-carteira</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/importar-extratos-e-faturas</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/planos-e-teste-gratis</loc>
    <lastmod>2026-06-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/organizar-extratos-bancarios</loc>
    <lastmod>2026-06-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/fluxo-de-caixa-entradas-e-saidas</loc>
    <lastmod>2026-06-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/analises-com-ia</loc>
    <lastmod>2026-06-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/irpf-declaracao-investimentos</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/exportar-extratos-android-google-drive</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/como-usar-o-caixaunica</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/carteira-de-investimentos</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/blog/cartao-de-credito-e-categorizacao</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/importar-extrato-do-banco-do-brasil</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-extrato-ofx-do-banco</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-fatura-do-cartao-em-ofx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-fatura-do-cartao-xp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/agenda-de-contas-a-pagar-e-receber</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-extrato-da-conta-pj</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/cadastrar-imovel-no-patrimonio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/cadastrar-veiculo-pela-tabela-fipe</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/conferir-inconsistencias-nos-dados</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-extrato-da-avenue</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-extrato-da-b3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/exportar-extrato-da-binance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
  <url>
    <loc>https://www.caixaunica.com.br/ajuda/rebalancear-a-carteira</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>

  </url>
</urlset>
